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I love living in the province. No traffic. Laid back lifestyle. Fresh air. These are some of the reasons why I chose to stay here in exchange for bigger career opportunities in Metro Manila. After all, there are more important things in life like family, health and quality of life. However, the laid back lifestyle doesn’t stop me from being aggressive in looking for ways to earn extra bucks. If opportunities are scarce in the province then I’ll just have to be more enterprising.

Here are 5 ways I earn extra income:

1. Teaching. I consider this as my main sideline for more than two years already. The pay is not that big considering I’m teaching at a local city college but I welcome the regular monthly income. I have a lot of extra time on my hand and I believe it’s a sin not to spend it more productively. Part-time teaching can also be demanding as you don’t only use your time on the hours you do classes. You also spend extra time in preparing for class, doing readings and researching, checking papers and computing grades. At the end of the day, it’s more than just the money. It’s your passion to impart your knowledge.

2. Consulting. I’ve done consulting and preparing proposals and business plans for small entrepreneurs and students. My background is really on small business counseling so I’m actually using my skills acquired from my job to earn extra income. This is one of the reasons why I keep my day job for it is actually my training ground. When doing this part time, I see to it that there’s no conflict of interest. I get clients from other provinces who are not part of my regular clients. I also adjust my fees depending on the client, the amount involved, and the time I’m going to spend in preparing it.

3. Desktop Publishing. I know a little Photoshop and I’ve done some free layout jobs for the office. I love acquiring new skills and I learned it through self study. It has now become more of a hobby and through word of mouth, I have accepted a few paid layout and printing jobs . When I bought my PC, I already have in mind that I would use it to earn extra income. Somehow, I’ve already recovered my investment on it.

4. Online Trading. It sound big but actually I’ve only done a few online transactions at eBay. I’ve sold a few of my stuff, ebooks and video tutorials. Your junk may be a treasure to others so it’s a good way to get rid of those old stuff and earn a little. There are ebooks and video tutorials that are freely available on the net. Some people out there are too lazy to download these from the net and I’m only too willing to do it for them, at a price of course.

5. Blogging. I wish! I’m in a stage where I’m just learning the ropes so I currently don’t earn from my blog. But other people have, and quite much. Do a Google search for ‘making money blogging’ and you’ll be amazed at how and how much people earn from blogs and other online activities.

Earning extra income is quite a challenge and an adventure. Actually, if you only let yourself be more creative you’ll learn, as I have, that there are a lot of money-making opportunities waiting to be discovered, even in the province.

One dollar a day is not enough for a Filipino to live decently but 11 million Filipinos live with less. It`s sad and no one would want to be in their shoes. Those of us wage earner cannot help but feel insecure financially. What if the company downsized? What if our department gets abolished? What if I`d be dismissed? The fear of one day joining those 11 million is what I use to motivate myself to be on the lookout for money-making projects. For the fixed-income earner, one job is no longer enough. We need to make use of our extra time productively. We need to have a raket. The English word racket means an illegal activity done to make money. But for Filipinos, raket is slang for any extra income from part time jobs or small business, which is in no way illegal.

We often hear people complain that their income is not enough for their needs. The advice we often hear to this is `to live within your means.` However, to a minimum wage earner, living within one’s means is no longer enough. We need to look for other sources of income instead of always complaining about our situation. I`m sure every Filipino wants to become rich. But what do some Filipinos do to achieve this? Play the lotto and pray hard they win. And of course, join television game shows.

If you can sit in front of a television or chat for hours then you have extra time on your hard. You do not have reasons to complain that your income isn`t enough when you waste away time like that. Time can be your friend or your enemy depending on how you use it. It`s time to take action. Making money is simple, it`s just raket science.