Happy new year everyone! It’s been a fruitful 2008 and despite all the challenges, financial and otherwise, I felt very blessed. I wish this 2009 will be a better one for all of us.
Financially, I wish I will be better off this year. The US financial crisis is bound to have its effect felt on Philippine soil this year. In order to weather the storm, we need to be more creative and learn to tighten the belt some more.
Indeed it’s a tough year ahead and I wish to start the year with money in mind and how to have more of it. I wish to achieve the following goals in 2009.
